5 Reasons You Should Keep Track Of Your Credit

Are you looking to get a loan or finding it difficult to get finance for that business project? Get to know what the banks have on you. Log on to www.confirmme.com to view and download your credit record and know your credit score. Don't wait to have your name published by your bank to find out about your credit status.  Still need further convincing? We have listed five reasons why you should not only visit, but to regularly use ConfirmMe for you credit, credential, and Identity confirmation.

Convenience  Save yourself the stress of journeying any distance to get your credit status. ConfirmMe provides you real-time access to your credit record and credit score. With just a click, you can access and download your credit record and know your credit score   Flexible  ConfirmMe offers you a robust platform with multiple data from institutional source. Users can search multiple data at a time and can download the reports generated.  Reports Generate and download reports for all your search on ConfirmMe. Activity reports are available for download to every registered user in excel and PDF formats Cost Effective Why spend more when you don't have to. Save on your spend on Credit, Credential and Identity verification needs by choosing ConfirmMe.  Just before you hire that staff; sign that partnership agreement; or file in that loan request; save time and save cost, Confirm it on ConfirmMe.  Secure Records provided on ConfirmMe are provided by the originating institutions there by ensuring its authenticity. ConfirmMe offers a dual level user confirmation checks  and is secure, friendly and with an easy-to-use interface.

HOW YOUR CREDIT STATUS AFFECTS YOUR LIFE

Recent developments in Information Technology has affected the way in which business transactions are conducted. Loans, insurance services and credit transactions are becoming popular and easier to manage. 

Today, a customer does not really need to possess the required amount of money to be able to purchase a certain good or service. Funds can be made available by banks, retail shops, service providers etc. to the customer for the transaction. 

This fund comes in form of credit which has to be repaid later. Loans can be borrowed from banks to finance a business, build a house, buy a car etc. But before these funds – be it credit or loans – can be made available, the customer’s credit status would have to be checked to ascertain his/her creditworthiness.

Credit Rating is an estimate of the ability of a person or organization to fulfill their financial commitments, based on previous dealings. How can a customer check his/her credit rating to ascertain his/her creditworthiness and to also avoid possible embarrassment and disappointment?

Chams Plc Records Milestone Achievement In BVN Project

Our company recently announced a landmark achievement of surpassing one million registrants in the Central Bank of Nigeria (CBN) and Bankers Committee sponsored Bank Verification Number (BVN) project.

L-R: Group Managing Director, Chams Plc, Mr. Demola Aladekomo presenting a congratulatory plaque to the Managing Director, Nigeria Interbank Settlement Scheme (NIBSS), Mr. Adebisi Shonubi during a courtesy visit to NIBSS office

L-R: Group Managing Director, Chams Plc, Mr. Demola Aladekomo presenting a congratulatory plaque to the Managing Director, Nigeria Interbank Settlement Scheme (NIBSS), Mr. Adebisi Shonubi during a courtesy visit to NIBSS office

The financial sector biometric project is being implemented by Chams Plc in partnership with Dermalog Identification Systems, a global bio-payments firm. Bank customers who have registered for the Bank Verification Number will be identified by the unique number and will have improved access to a range of secure, convenient and high quality financial products and services such as savings, credit, insurance, payments and pension, which were earlier difficult without a proper identification and verification process.